How to Use Afterpay on Amazon in 2024: A Simple Way To Buy What you want on Amazon

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How to use afterpay on Amazon

Hey there! Have you heard about Afterpay? It’s a payment service that lets you buy things now and pay for them later. The cool part is that you can split your payments into four installments, and the best part is that there is no interest involved! It’s a handy way to shop online while keeping your budget in check and avoiding unnecessary debt.

Now, you might be wondering if you can use Afterpay on Amazon, one of the biggest online shopping platforms out there. Well, here is the scoop: Amazon doesn’t directly accept Afterpay as a payment method, which might be a bummer for some users. But don’t worry! There are two alternative ways you can use Afterpay to shop on Amazon: single-use payments and gift cards.

In this article, we will explain how you can use Afterpay on Amazon and dive into the pros and cons of each method. So, if you’re eager to learn how to make your Amazon shopping experience even more convenient with Afterpay, keep reading! We have got all the info you need right here.

What is Afterpay?

Afterpay is a special way to pay for your purchases. Instead of paying for everything at once, Afterpay lets you split the cost into smaller parts and pay over time. It is like a “buy now, pay later” option. So, you can buy something you want right away and enjoy it immediately, without having to pay the full amount upfront. Instead, you will make equal payments over a period of time. This helps you manage your budget by spreading out the cost of your purchases, making it easier to afford the things you love.

Can I pay with Afterpay on Amazon?

Now, the question you have been waiting for: can you use Afterpay to pay for purchases on Amazon?

Unfortunately, the answer is no. Currently, Afterpay is not an accepted payment method on the Amazon platform. While Afterpay is widely accepted by many other online retailers, Amazon has not yet integrated this “buy now, pay later” service into their checkout process.

This means that if you are shopping on Amazon, you won’t be able to select Afterpay as a payment option during the checkout process. Instead, you will need to rely on other payment methods, such as credit cards, debit cards, or Amazon-specific payment options like Amazon Pay.

It’s worth noting that this situation may change in the future, as Amazon and Afterpay continue to evolve their partnerships and payment integrations. However, as of now, Afterpay is not a viable payment option for purchases made on the Amazon website or through the Amazon mobile app.

Anyway, apart from Afterpay, there are other payment options available on Amazon that let you buy now and pay later. Some examples are Klarna and Affirm. These services allow you to divide your payments into smaller parts, giving you more flexibility in handling your money while shopping on Amazon. So, if you prefer these alternatives to Afterpay, you can explore these options to make your shopping experience even more convenient.

How does Afterpay work?

Afterpay is a payment method that makes it easier to afford big purchases by breaking them into smaller payments over time. Here is a simple breakdown of how it works:

1. Approval: When you use Afterpay to buy something, they quickly decide if they approve your order. They consider factors like having enough money for the first payment, your past history with Afterpay, the total amount you need to repay, the cost of your purchase, and any other Afterpay orders you have.

2. Payment Split: If your order is approved, you’ll make payments in four parts. The first payment is made when you buy the item. If your order is larger, the first payment might be a bit bigger than the rest. The remaining payments are spread out over a six-week period, with one payment every two weeks.

3. Payment Schedule: Afterpay sets up a payment schedule for you. They tell you exactly when each payment is due. If you want, you can even pay earlier. But if you don’t, the money will be automatically taken from your bank account, credit card, or debit card on the scheduled due dates. Afterpay sets up an automatic system for repayments once it is activated. This makes it easy because you don’t have to remember to make the payments yourself.

Afterpay fee on late payments

Afterpay charges late payment fees to encourage timely payments. Here’s how they work:

  • Initial Late Fee: If a payment is not processed on or before the due date, an initial late fee of $10 is charged.
  • Additional Late Fee: If the payment remains unpaid 7 days after the due date, a further late fee of $7 is applied.

The total amount of late fees is capped to ensure fairness:

  • For orders of $40 or below, the total late fee is capped at 25% of the original order value.
  • For orders above $40, the total late fees are capped at the lower of 25% of the original order value or $68.

If you anticipate difficulty in making a payment, it is best for you to contact Afterpay as soon as possible to discuss potential solutions or hardship options. Remember that maintaining a good payment history with Afterpay is crucial to ensure continued access to their service.

How to Use Afterpay on Amazon 

There are two workarounds you can use to pay for your Amazon items using Afterpay: single-use payments and Amazon gift cards. Let’s dive into the details:

Method 1: Single-Use Payment

Step 1: Open the Afterpay App

Open the Afterpay App, You will need to use the Afterpay app to shop on Amazon as single-use payments are not available on

How to use afterpay on Amazon

Step 2: Navigate to the Shop Tab

Once you are in the app, go to the ‘Shop tab‘ and select ‘Amazon’ from the list of retailers.

How to use afterpay on Amazon

 Step 3: Shop on Amazon

Now, shop as you normally would on Amazon through the Afterpay app. Add all the items you want to buy to your Amazon cart. If you are not already logged in to your Amazon account, do so now.

How to use afterpay on Amazon

Step 4: Proceed to Checkout

When you’re ready to check out, confirm your contact details and shipping address on Amazon’s checkout page.

Step 5: Add Payment Method

At the payment screen, select ‘Add a credit or debit card’. This will activate the ‘Buy now, pay later’ button. If you have used other payment methods on Amazon before, you may need to select ‘Payment method’, then ‘+ Add new’ to see this option.

Important: please make sure that you do not save your Afterpay single-use payment as your default Amazon payment method. If you do, your next Amazon purchase will be declined.

Step 6: Use Buy Now, Pay Later

How to use afterpay on Amazon

Tap the ‘Buy now, pay later’ button and follow the prompts to enter your purchase amount including shipping and taxes. Afterpay will then auto-fill the single-use payment details into the credit/debit card section on Amazon. If any information does not autofill, select ‘Retry card details.

Step 8: Finalize Your Payment

Tap the ‘Add and continue’ button to finalize your payment details.

How to use afterpay on Amazon

Step 9: Place Your Order

Complete the order by clicking ‘place order’, and your down payment will be authorized. The order will appear in your Afterpay app’s Orders tab.

How to use afterpay on Amazon

Step 10: Remove Payment Details

How to use afterpay on Amazon

After placing your order, please go to your Amazon account and remove the single-use payment details from your Amazon account to prevent any issues with future purchases.

Please note that while Afterpay is not natively supported by Amazon, this workaround allows you to use Afterpay’s installment payment feature for your Amazon purchases. Always ensure that the default payment method box isn’t checked to avoid any issues with future purchases. Enjoy your shopping!

Method 2: Amazon Gift Cards via Afterpay

Here is a step-by-step guide on how to use Afterpay to purchase Amazon gift cards and then use them on Amazon:

Step 1: Go to the Afterpay Website

Visit the Afterpay website by typing “” or open the Afterpay app on your mobile device.

Step 2: Purchase an Amazon Gift Card

How to use afterpay on Amazon via Amazon Gift Card

Look for Amazon gift cards within the Afterpay platform. This can usually be done by searching for ‘Amazon gift card’ in the search bar. When you see it Select and purchase the Amazon gift card in your desired amount. You can choose from a range of values, typically from $5 to $500.

Step 3: Purchase the Gift Card

Follow the prompts to purchase the gift card. You will be asked to log in to your Afterpay account if you haven’t already. Complete the transaction by confirming your payment details. The cost of the gift card will be split into four equal payments, to be paid every two weeks.

Step 4: Receive the Gift Card Code

After your purchase, you will receive an email from Afterpay with the Amazon gift card code. This code is what you’ll use to apply the gift card balance to your Amazon account.

Step 5: Go to Amazon

Go to the website and log in to your Amazon account.

Step 6: Shop as Usual

Add the items that you want to buy to your Amazon cart.

How to use afterpay on Amazon

Step 7: Proceed to Checkout

When you’re ready to check out, go to your cart and proceed to the payment section.

Step 8: Apply the Gift Card Code

In the payment section, look for the option to apply a gift card or promotional code. Enter the gift card code you received from Afterpay.

How to use afterpay on Amazon via Amazon Gift Card

Stet 9: Complete Your Purchase

Finish the checkout process. The gift card amount will be applied to your total purchase cost. If your purchase exceeds the gift card balance, you will need to pay the remaining balance using another payment method.

Step 10: Pay Off Your Afterpay Balance

Remember that you still need to complete your payments to Afterpay according to the agreed schedule.

By following these steps, you can effectively use Afterpay to shop on Amazon, even though Amazon does not directly accept Afterpay as a payment method. This method allows you to enjoy the benefits of installment payments while shopping on Amazon.

What are the requirements needed before using Afterpay

Before using Afterpay, there are several requirements you need to meet. These generally include:

1: Age and Identity Verification

You must be at least 18 years old to use Afterpay. Additionally, you’ll need to provide valid and verifiable personal information to confirm your identity. This typically includes providing your name, address, phone number, and date of birth. In some cases, Afterpay may require you to provide a government-issued ID.

2: Residency

You should be a resident in the country where Afterpay is offered. For instance, if you are in the United States, you need to be a resident there to use Afterpay’s services in the U.S.

3: Account Creation

You must create an Afterpay account. This involves agreeing to the service’s terms and conditions and setting up a payment method.

4: Payment Method

You need to have a valid debit or credit card that Afterpay accepts. This card will be used for the automatic installment payments. The card must also have enough available funds to cover the first installment payment at the time of purchase.

5: Mobile Phone Number and Email

A mobile phone number and email address are required to create an account. These are used for account verification and communication regarding payment schedules and reminders.

6: Financial Health

Afterpay may check your credit history and conduct an assessment of your ability to make repayments. However, the credit check is typically not as rigorous as those performed by traditional lenders, and in some cases, there might be no credit check at all.

7: Purchase Requirements

The purchase you want to make must be within Afterpay’s spending limits, which can vary depending on factors such as how long you have been using Afterpay and your payment history with them.

In conclusion,

While Amazon doesn’t directly accept Afterpay, there is a way to still use it for your Amazon shopping. The Afterpay Card comes to the rescue, serving as a connection between Afterpay and Amazon. It’s like a special tool that helps you split your payments into smaller parts when shopping online. Just remember to be responsible with your payments and make sure you can afford what you buy.

By following these steps and being mindful of your financial situation, you can make the most out of Afterpay on Amazon. It’s a great way to have more flexibility and control over your purchases while staying within your budget. So, shop smart and enjoy the benefits of Afterpay!


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